Understanding Funding and Insurance for ABA Therapy

At Behavioral Stepping Stones, we understand that navigating the financial side of therapy can feel overwhelming. Our goal is to make high-quality, individualized ABA therapy accessible to every family — and that includes helping you understand your insurance and funding options.


We work with a range of providers and stay up to date with state-specific requirements to support families across Florida, Georgia, Colorado, Ohio, and Texas. Our team is here to guide you through the process from eligibility to approval, so you can focus on what matters most: your child’s progress.

Insurance and Coverage Options

We currently accept a variety of private insurance plans and Medicaid (where applicable) for eligible clients. Coverage often depends on the state, diagnosis, and type of policy.

Accepted Insurance Providers Include:

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The humana logo is green and white on a white background.
The logo for united healthcare is a blue logo with a shield on it.
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Note: Additional providers may be accepted as they become available. Please contact us for the most up-to-date list and eligibility information.

We help families every step of the way — from initial verification to submitting documentation and securing approval.

How to Start the Insurance Process

We help families every step of the way — from initial verification to submitting documentation and securing approval.

Step 01

Verification

Provide us with your insurance information. We’ll verify your benefits and explain what services are covered.

Step 02

Documentation

Our team will assist you in gathering required documents, including a formal autism diagnosis, referral (if needed), and intake forms.

Step 03

Authorization

Once documentation is submitted, we work directly with your insurer to obtain prior authorization for assessments and therapy sessions.

Step 04

Treatment Begins

Upon approval, we schedule your child’s assessment and develop a custom treatment plan. Ongoing sessions are monitored and submitted for continued coverage.

Self-Pay and Private Pay Options

If you are not using insurance or have limited coverage, we offer private pay options with flexible plans. Our staff can walk you through rates, payment schedules, and potential community resources to support your family.

Financial Support

Resources

Some families may also be eligible for state-based funding, educational grants, or nonprofit support programs. While we do not manage those directly, we can help point you in the right direction based on your location and situation.

Frequently Asked Questions

Does my child need a diagnosis to qualify for insurance coverage?

Yes. Most insurance providers require a formal autism diagnosis from a licensed medical professional to approve ABA therapy coverage.

How long does it take to get insurance approval?

The timeline varies depending on the provider, but most approvals take 1 to 3 weeks after all documentation is submitted.

Can you help me determine if I qualify?

Absolutely. Our admin team is trained to assist with insurance verification and help you understand your benefits.

Is Medicaid accepted?

We accept Medicaid in select regions and are continually working to expand coverage. Contact us to learn about eligibility in your area.

Do you offer payment plans?

Yes. For private pay clients, we offer custom payment options based on your needs.ea.

Still have a question?

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Coverage Across Florida and Georgia

We offer ABA therapy with insurance and Medicaid coverage throughout:

  • St. Lucie County
  • Martin County
  • Indian River County
  • Okeechobee County
  • Brevard County
  • Licensed in Ohio and Texas
  • Credentialed in Florida, Georgia, and Colorado

Now expanding to serve families in Georgia, Colorado, Texas and Ohio

Need Help Understanding Your Insurance?

Let us do the paperwork, so you can focus on your child. Contact us today to verify your coverage, ask questions, and get started with ABA therapy.